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The guarantee

A elitefundltd.com annuity provides you with guaranteed income payments for a fixed term as you choose. But how does the guarantee work?

The annuities are guaranteed by Strat Life, a Life Company regulated by The Australian Prudential Regulation Authority (APRA) . They continuously monitor all our terms and financial activities with the aim of ensuring that we can meet the promises that we have made to you both now and into the future. APRA is the authority that regulates the banking, insurance and superannuation industries.

How is money invested?

All investments subject to restrictions outlined by the Life Insurance Act. Money is invested into cash, shares, government and corporate bonds, convertible notes, debt instruments, property investments, infrastructure investments and other assets.

These investments are chosen to match the primary objectives of the fund – consistent returns, and to match cash flow in with payments out to annuity customers.

How can I know I've preferred the best company?

Brouwers Investment Strategies BV is regulated under the Life Insurance Act and the prudential standards made under it. Compliance with these regulations is supervised by The Australian Prudential Regulation Authority (APRA) ensuring that we are able to meet our obligations to investors now, and in the future.

We are also required to hold enough capital to withstand a significant shock event. So even if an unfortunate event occurs, or there is a significant share market or property crash, your annuity and future payments are still guaranteed.

We have a number of measures in place and actions we will take if our capital falls below the minimum amount required to ensure the security of annuity payments. APRA is also authorised to take action if our capital falls below the minimum amount required in order to safeguard the interests of our annuity customers.

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